Privacy policies under Paypal-New User side Changes

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Amendment to the PayPal User Agreement, Privacy Policy, and Website Payments Pro and Virtual Terminal Agreement
Effective Date: Jul 13, 2010
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* Amendment to the PayPal User Agreement

PayLater Removal. PayPal is no longer offering PayPal Pay Later, so Section 13.6 is amended to clarify that PayPal Pay Later will no longer be available as a way to make a payment which qualifies for buyer protection. Other references to PayPal Pay Later have also been removed from the User Agreement.

Attorney’s Fees. A new subsection, "Insolvency Proceedings," has been added to Section 14. It states that PayPal will be entitled to recover all reasonable costs or expenses incurred in connection with enforcement of the User Agreement if you commence a proceeding under United States Bankruptcy Code or any other bankruptcy or insolvency law, or if such a proceeding is commenced against you.

Third Party Applications/Websites Disclaimer. Section 15.3 (formerly section 14.7) has been amended to state that if you use third party software applications on the PayPal website, your use may be subject to a license you agree to with the third party that provides you with this software. PayPal does not own, control, nor have any responsibility or liability for any third party software application you elect to use on the PayPal Website or in connection with the PayPal Services.

* Amendment to the PayPal Privacy Policy

TRUSTe, who serves as a liaison to PayPal to resolve concerns regarding our privacy policies, has reviewed and approved of the following updates:

The Privacy Policy preamble has been updated to include “products, services or any feature, technologies, or functionalities offered by PayPal – i.e., the PayPal services (collectively – “the PayPal Services”). The text of the policy has been adjusted throughout to reflect this change. Also, the TRUSTe Watchdog URL has been updated to TRUSTe Watchdog url has been updated to:
Validation Page for Online Privacy Certification by TRUSTe.

A new section has been added entitled: "Binding Corporate Rules." It reads: In addition to the privacy practices set out in this Privacy Policy, eBay Inc. has established a set of Corporate Rules (also referred to as Binding Corporate Rules), approved by a number of European Union privacy regulators. These Corporate Rules are a commitment by eBay Inc. to adequately protect your personal information regardless of where the data resides, and depending upon your location, may provide additional privacy rights through your privacy regulator or a court. If you would like additional information regarding the Corporate Rules or contact us via the contact details above."

The "How we collect information about you" section has been updated to include that PayPal collects information from your “interactions with Members of the eBay corporate family, and from other companies.” Language about collecting information in ways “not specifically described” has been removed.

The "How we use cookies" section has been updated to include the following language: "We and our service providers also use cookies to customize the PayPal services, content and advertising; measure promotional effectiveness, and promote trust and safety. You may encounter cookies from third parties when using the PayPal Services on websites that we do not control (for example, if you view a webpage created by a third party or use an application developed by a third party, there may be a cookie placed by that web page or application)."

The "How we protect and store personal information" section has been updated to indicate that, in addition to the previously mentioned “United States,” data may be transferred “elsewhere in the world where PayPal facilities are located.”

The "How we use the personal information we collect" section has been updated. In the sixth bullet, “send you” has been replaced with “deliver.”

A new section has been added entitled "Marketing." It reads as follows: "We don’t sell or rent your personal information to third-parties for their marketing purposes without your explicit consent. We may combine your information with information we collect from other companies and use it to improve and personalize the PayPal services, content and advertising. If you don’t wish to receive marketing communications from us or participate in our ad-customization programs, simply indicate your preference by logging into your account going to the profiles subtab under the My Account tab and adjusting your preferences under Account Information or by following the directions provided with the communication or advertisement."

The "How we share personal information with other PayPal users" section now includes the following language: "In addition, this and other information may also be shared with third parties when you use these third parties to access PayPal services. Unless you agreed to it, these third parties are not allowed to use this information for any purpose other than to enable the PayPal Services." Examples of data that may be shared by third parties with us have also been added to this section. We have also clarified the cases in which we may be required to disclose credit card number or bank account number to include compliance with “Credit card rules”.

The "How we share personal information with other parties" section has been updated. In the first bullet, “Skype” has been replaced with "Bill Me Later, Inc." and “products” has been inserted between “joint content” and “and services. “Credit Card rules” has been added to the disclosure about sharing data for legal compliance purposes. Wording has been added to clarify that information submitted on a third party website and not directly to PayPal will be subject to the third parties’ privacy policy.

The "How you can restrict PayPal from sharing your personal information" section has been updated to explain how you can stop your personal information from being shared with “eBay companies for the purposes of marketing their products.”

The "How you can contact us about privacy questions" section has been updated to reflect the new TRUSTe URL: Validation Page for Online Privacy Certification by TRUSTe.